Real Money Blackjack Games

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Playing Real Money Blackjack is a casino-banked game, which is considered one of the most widely played casino-banked games around the world. This game uses a deck of 52 cards. This game comes from a global family that includes many genres including Pontoon, British blackjack, and European Vingt-et-Un. In all types of Blackjack, players compete against dealers, not against each other. The goal is to get close to 21 or as close to that number without going over it.

Real Money Blackjack (Sky Deposit)
Real Money Blackjack (SkyDeposit)

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Last updated: May 2024

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New Zealand casinos offer two types of blackjack; The first is real money blackjack that require money bets and offer real winnings. The second type is the free blackjack games that you can enjoy without any commitment. However, you will not be able to withdraw your winnings when you already win some hands! Most players prefer the first type because it has more excitement, offers the chance to win real money and is also available in all NZ casinos. In this guide, we will explain what real money blackjack games are, the most prominent variants, and what is the difference between them and free games.

How to Start Playing Real Money Blackjack?

Whether you want to enjoy live blackjack games or bet on RNG games, the rules aren’t different. Always get to the number 21 or get as close to it as possible without going over it. Note that if you exceed 21 you will lose the game, the same applies to the dealer also. This is the basic rule of blackjack.

Although the Blackjack rules are very simple, we always advise beginners to choose one of the free versions first. This way you can avoid the beginners’ mistakes without incurring foolish mistakes. Furthermore, you can safely develop your skills. After that, you can choose one of the real money blackjack games.

After choosing a blackjack table, you have to place your bet before receiving any card. Then, the croupier will deal two cards face up to all the players and he will also give himself two cards, one face up and the other face down. After you get to know the two cards you got, you can decide whether you want to take a new card, or not. Remember that your goal is to get as close to number 21 as possible. Choosing to get a new card will be appropriate if your hand is weak and you want to strengthen it, but beware of exceeding the golden number (21). You can depend on your gambling instinct for sure, but the best is always to rely on basic blackjack strategy.

How Do We Rate Blackjack Casinos for Real Money?

  • Licensing. The real money blackjack casino must hold a legal license from one of the trusted authorities, such as the UKGC, Curaçao Gaming Control Board, and Gibraltar Commission.
  • Protection. It is important that a real money blackjack casino implements security and security protocols, including SSL, which protects your financial and personal data.
  • Variety of Games. It is important that the casino offers a variety of real money blackjack games as well as other casino games.
  • Offer free versions of blackjack games. Free blackjack games are equally important to all players. For novice players, these versions are important to get familiar with the rules. For professional players, the demo games allow them to test the all the available variants to choose the most one.
  • High quality bonus package. When choosing a real money blackjack casino, you need to make sure that this casino offers a generous set of promotions and bonuses specifically designed for these games.
  • Profit withdrawal terms. The cash out conditions should be clear so that players can determine the suitability of the bonus.
  • Customer support. Although most casino players do not bother checking the quality of casino support, it is essential that the casino offers its players 24/7 customer service through several different communication methods including live chat, email, and phone call.

Best Real Money Blackjack Casinos

Are you looking for the best blackjack casinos to play for real money? Although finding a good New Zealand casino is difficult, there are some great casinos that offer excellent bonuses. A great selection of games. Plenty of other entertainment. To make your search easier, we have tested dozens of sites and brought you the top five casinos of all time. We used general standards that any player can rely on such as:

  • Fairness
  • Game diversity
  • Rewards
  • Customer service
  • Smartphone compatibility
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Galaxyno is a fair casino with a license issued by Curaçao Gaming Control Board. Even though this brand is new, it has a lot of great features. This site supports fast same-day withdrawals/payments. The casino supports 24/7 live chat. There are plenty of blackjack options available in both paid and free modes. Galaxyno casino has everything that a modern gamer could look for such as great aesthetics, excellent game selection, and generous rewards.

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Fight Club is one of the best online gambling sites. This site is highly rated on our site thanks to the great features that it offers to its players. Fight Club offers its players major poker tournaments and hosts one of the most active poker rooms on the Internet. The casino library includes more than 500 great titles, many of which you can enjoy with live dealers. Fight Club supports fast and reliable payments.

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There are a lot of casinos available online, however there are very few sites like Joo Casino. The library of this casino hosts a huge selection of high-quality games. The site also supports various payment methods and has an excellent and high quality mobile platform. The casino library hosts over 1,000 great games to choose from. There is also a VIP program that is packed with benefits.

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Free Games Vs. Real Money Blackjack Games

Although the difference between real money and free play is obvious, they both have unique advantages. Yet the most important thing for us is knowing when to choose this or that method. In the next part, we have summarized for you the most prominent features of playing real blackjack and playing for free.

Pros of Free Blackjack Games

You do not need to create a new account or download the casino app to enjoy the free blackjack games. All you have to do is go to the casino page, choose the game and then click on the option to play in demo mode.

You Will Not Lose Any Real Money

There is no possibility of losing real money when playing free blackjack games as you will have the chance to practice strategies and sharpen your skills without any risks.

Great Choice for Casual Players

If you want to enjoy playing blackjack but don’t want to risk real money, you can try the free versions.

Pros of Real Money Blackjack Games

Potential Real Profits

The most prominent advantage of real money blackjack games is the potential profits. 

Allows You to Get a Wide Range of Rewards and Tempting Offers

By depositing real money and placing bets, you can get an amazing package of bonuses. You can use these bonuses to play longer and earn higher profits.

There Is a Wide Range of Real Money Blackjack Games

Due to its immense popularity of the game, online casinos offer a large selection of online blackjack games for real money that vary in their side features, gameplay, and side bets.

Types of Real Money Blackjack Games

There are many variants of real money blackjack available to all online players that do not differ in their rules or objectives but differ more in the way they play. The two most prominent types of blackjack games for real money are mobile blackjack and live blackjack.

Mobile Blackjack 

Only ten years ago, all casino players used computers to access online casinos, but now the industry has moved away from computers and the mainstream of players prefer to use their mobile devices! Therefore, when we review any casino, we make sure that it offers a platform that is compatible with all mobile devices. Ideally, the games should not only be available but should offer the same gaming experience as if you were playing on a desktop.

Although the smaller screens of smartphones represented a challenge for game developers, they were able to overcome this problem by making the control panel foldable to give the playing interface more space, as well as improving the casino platforms to be perfectly compatible with smaller devices. Furthermore, all the buttons and menus are easy to access and present you with the options you want to access quickly and without long searching.

Live Blackjack

In live blackjack games, all players can enjoy the real experience of playing against a real croupier with other fellow players. These games are streamed from physical casinos or studios specially prepared for this purpose.

In the beginning, when a player opens a live blackjack game, he must place a bet on his hand. After which the croupier deals two cards to each player. Also, he gives himself two cards, one face up and the other face down. After the player looks at his cards, he can decide whether if he wanted to draw a new card or not. After all the players have made their decisions, the dealer reveals his folded card. Thus, the result of the game is determined.

The duration of a single live blackjack game is only two minutes. The live blackjack is suitable for players who want to experience the social interaction and excitement of traditional casinos without leaving their homes.

At the moment there are dozens of blackjack variants that you can enjoy at the best New Zealand casinos and they are as follows:

  • Classic Blackjack
  • European Blackjack
  • Face Up 21
  • Perfect Pairs Blackjack
  • Spanish 21
  • Quantum Blackjack
  • Super Stakes Blackjack
  • Multihand Blackjack
  • Low Stakes Blackjack
  • First Person Blackjack
  • First Person Lightning Blackjack

Real Money Blackjack Bonuses

All online casinos are keen to attract new players by offering a variety of offers and bonuses, and of course, these offers are ideal to give you more time to play and provide more chances to win as well as save some credit. In the next part, we will explain the most common offers and bonuses that you can get at real money blackjack casinos:

Welcome Bonus

All online casinos give their new players a welcome bonus on their first deposits. These bonuses are usually awarded based on a percentage of your deposit.

Reload Bonuses

Sometimes online casinos can give their players bonuses on their new deposits from 5% to 50% of the value of the deposit. You can use these offers to build up your balance, play for longer time, and get more winning chances.

Cashback Offers

Online casinos can refund players some of their losses during the week or month. You can use this offer to bet on more games or withdraw the offer directly to your bank. In general, players should look for casinos that offer good bonuses in terms of quantity, favorable wagering requirements, and long validity period.

Basic Terms of Real Money Blackjack 

If blackjack is the game that you want to play, you should be familiar with the rules, strategies and conditions. But before all that you have to master the game terms.


21 refers to the number of card points you must score in blackjack. You can achieve the number 21 with two, three or four cards, the important thing is to reach this number without going over it.


It is the amount of money that the player selects to play any game in the casino, including Blackjack.

Basic real money Blackjack Strategy

The simple strategy a player uses while playing blackjack to get the highest chances of winning.

Betting Limits

Every casino game has a minimum and maximum bet amount that you can place, as well as Blackjack. For example, the minimum you can bet can range from $1 or $5, and the max can be between $10 and $50.


This term indicates that a blackjack player is trying to hide what he is doing from the eyes. A gambler playing in a land-based casino may choose to hide his strategy, or act as if drunk, in order to confuse the dealer and the other players at the table.

Card Counting

This term refers to a strategy used in Blackjack in which the player counts the cards that have been revealed, and predicts new cards, thus being able to tell if the player will win or lose. 

D’Alembert System

The d’alembert refers to an advanced betting strategy used by Blackjack players. This system is known as one of the safest in the game, and you can use it to increase your bets after a loss, or if your balance is very low.


A person employed by the casino to be responsible for operating the game, whether roulette, blackjack, baccarat real money or poker.

Face Cards

They are the cards with images of King, Jack or Queen. Each card has a value of 10 points.

Basic Real Money Blackjack Strategy

Basic Blackjack strategy is the set of rules that tell you the best decisions to make based on your hand and also on the dealer’s face card. There are many hands that you will come across while playing blackjack. The main task of blackjack strategy is to get your hands on the best options to win!

The blackjack strategy scheme is based on logical mathematical principles, which is not a strategy in the truest sense of the word but rather the basic rules and guidelines for playing that are not stipulated in the laws of the game.

The Strongest Hands in Blackjack

Needless to say that the best deal you can get is (10 and Ace), or any combination of face card and Ace.

As for getting twenty points, it is considered the second best hand in the game. Twenty points can be obtained by receiving two 10 cards, or two face cards, or a face card and 10.

One of the best hands in the game is also 11 because it allows players to draw an extra card that brings them closer to 21. Fortunately, there is no card in the deck above 10!

As for bad hands, getting 16 points is the worst hand you can come across. Especially when the dealer’s face card is a 9, 10, or worst of all, the Ace! But if your 16-point hand is made of two 8s, there’s still hope that you can split the two cards into separate hands and start at the 8th point in each hand.

The basic blackjack strategy is that you have to split the acces and in order to come out a winner with at least one hand. The strategy also hopes that the dealer will have one of the cards with lower values like (2, 3, 4, 5, 6) because they are often losing cards and push the dealer to draw so much that he may cross the golden 21.

The second worst hand is 15 which has the same characteristics as the 16 hand. If you have that hand you should look at the dealer’s up card and if it’s 7, 8, 9, 10 or ace, you probably shouldn’t place other bets or surrender.

Splitting Pairs in Blackjack

Splitting pairs in blackjack can turn your potential losses into winnings and reduce the casino’s winnings. In fact, the casino payout increases by about 0.60% if players are completely prohibited from splitting pairs.

Splitting is not complicated but unfortunately there are a lot of novice players who find themselves at a loss when they see that they have a pair. But dealing with pairs is very easy. There are pairs that should be split like the 8 and the Ace while there are other pairs that should not be split like tens or face cards of course.

In the basic strategy of blackjack it is always recommended to split when the dealer’s face-up card is weak (2, 3, 4, 5, 6, 7). Then, you can increase your bet and split your hand. By splitting the right cards you can get more wins. And reduce your average losses, this decision gives you the ability to turn a bad start into a good hand, increasing your chances of winning.

Some Pairs Should Not Be Split

In blackjack there are pairs that should never be separated, such as 5, 10, ace and face cards. When you start the game with two cards of 10 value, you have to use the “Stand” option and not draw any more cards. But there are some players who make the decision to split. However, this decision in this case is a fatal mistake, especially if the dealer’s face card is 5 or 6!

If you choose to split cards that have 10 points, your win winning will drop by $5.60 per round for both hands combined. At best, you end up earning less money, even though you deserve to earn more.

The same applies to splitting the 5 cards. If you use the basic strategy of blackjack, then the five gives you 10 points in total. So, you can use the “Hit” option to draw an additional card that brings you closer to number 21 and thus falter, but if you split the pair of 5 you risk destroying your hand and losing your bet.

Some Pairs Should Not Be Split!

The basic blackjack strategy says that you should always split the aces and the 8s. However, many beginners refrain from splitting in these cases. In fact the 8s is the worst hand you can get!

Double Your Bet in Blackjack

Double your bet is the situation where you decide to place double your initial bet on your winning hand. Hoping to draw an extra card that boosts the value of your hand. And makes it stronger than the dealer’s hand. This option can be risky, but it is a great opportunity that you must seize if you want to win at blackjack.

The first rule for doubling your bet is the same as the first rule for blackjack, where you have to assume that any card you can’t see has a value of 10, whether it’s the card you’ll draw next, or the dealer’s hole card.

If your hand has a value of 11, you can double your bet. Most of the time, whether in a land-based or online casino, you can’t double unless you receive two cards of 9, 10 or 11. But before making your decision you should look at the dealer’s card, if it is between two and seven double your bet. But if it is more than that, don’t double your bet.

Although this rule is simple you should always remember that once you choose to double your bet you will only receive one card. A lot of novice players make the mistake of thinking that by doubling their bet they will be able to continue drawing as they normally would, but that doesn’t happen.

Multiplying is one of the best ways to raise a lot of money. So, you should look to do it at every possible opportunity as long as you are playing with basic strategy. Winning at blackjack, or any other casino game forces you to be a hunter of chances.

Hitting or Standing

Hit means drawing an extra card. The player can use the ‘Hit’ option when he thinks that his hand can be improved by adding another card. For example, if the two cards dealt are three and five the score will be eight which is very far from twenty-one. This means that the player has very low chances against the dealer. In this case, the player will go to the “hit” option to get another card to get closer to 21. But if a player exceeds 21 points after the “first hit”, the player is out of the game.

As for the decision to stand, it is a decision the player makes when he is confident that the value of his current hand is better than the dealer’s hand. And that he has a chance to beat it, or when the player feels that if he draws a new card, it will make his hand exceed the value of 21. For example, if the player gets a jack. Ace card, the player has (21) points and therefore he has reached the golden number and must not draw more cards by making the “Stand” decision to win.

FAQ About Real Money Blackjack Games

Where can you play blackjack for real money?

You can play blackjack for real money at all the trusted casinos that we previously recommended on this page.

How can I win real money blackjack games?

Yes, you can get huge winnings from real money blackjack games as the house edge do not exceed 2%. The online casinos also offer a wide range of bonuses for blackjack games.

Is it safe to play blackjack for real money?

Yes, you can have a safe gaming experience if you choose a trusted casino that holds a legal license. Also, these casinos offer tested games from world-renowned developers.

What is the minimum and maximum bet on real blackjack games?

In most cases, the betting limits for real blackjack games start at $1 up to $5,000.

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