Real Money Baccarat

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As with many other casino games, real money baccarat is essentially a game of chance and nothing you can do to neutralize or turn the outcome in your favor to ensure you always get the win. However, if you fully understand the rules of the game, you can improve your odds.

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Basically real money baccarat is very simple as its objective is quite clear; bet on the player hand, banker hand or tie and hope your choice is correct to win your bet! However there are some advanced details that you need to know to improve your results.

There are some superstitious players like relying on horoscopes and stars to bet on the winning selection. Some players will try to predict the results based on past rounds, while others will use betting systems – since baccarat is primarily a game of chance, logic and superstition affect the game equally and there is nothing that can be done to turn the odds in your favour.

If you are still new to real money baccarat, read this guide where we will take a quick look at the rules of the game. Also, we will come across the best strategies and tips you can apply to this game and start playing like a pro!

What Is Real Money Baccarat Game?

Baccarat is one of the most popular card games around the world. Although this game is not as popular as poker or blackjack, you will find it all over the world. Real money Baccarat is a casino game, meaning that the players in it compete against the casino and not against each other. Each baccarat round has three possible results: the player (has a higher score), the banker (representing the casino), or a tie (both of player and dealer hands have the same score). There are three common variants of baccarat, namely:

  • Punto banco
  • Baccarat chemin de fer
  • Baccarat banque

If you long for the experience of playing real baccarat under the lights of real casinos, then Live Baccarat will be the right choice for you! Live baccarat games are high in fun, fast pace, and simple and easy even for players who have never gambled before. Live baccarat games are based on the same principles as the real games offered in casinos where you will be competing against real dealers, who use cards, and play the game in a real atmosphere.

Thanks to the recent developments, the live game companies have taken it to a whole new level of excitement and have been able to ship live baccarat games with a lot of interactive features and live stats. There is a wide range of side bets and customizable options that add more excitement and betting chances. In addition, you can use the Multiplay Baccarat feature which allows players to place bets on all baccarat tables at once. Added features include side bets and viewing other players’ moves. All this enriches the gaming experience and creates a real and dynamic gaming experience for everyone.

Pros of Real Money Baccarat Games

Before the spread of the Internet, real money baccarat games were known only in Asia and casinos in Macau in particular, but now this game is famous all over the world. Baccarat is the perfect blend of real gaming and online gaming experience. This means you will get the advantages of both genres.

  • Easy to Master. Since Baccarat is all about luck, and has no role in skill or strategy, this means that it is easy to master. The game offers a lot of other features and brings huge earnings to the players.
  • Action-packed speed. A single baccarat round takes only a few minutes, unlike other casino games that take a long time.
  • Fun & Convenience. The main advantage that real money baccarat games offer is the convenience as you don’t have to leave your home and go anywhere. On the other hand, land based casinos require you to dress up, get in your car, and then stand in a long line before reaching your favorite table.
  • Playing Against a Real Dealer. For many players, live baccarat is the first choice because it makes them able to play against a real dealer using physical cards. Unlike virtual games that use RNGs, you’ll be able to watch the events unfold in front of you and follow the cards without the involvement of computers or algorithms!
  • Enjoy Interactive Features. Online live dealer baccarat games give you the ability to get in touch with dealers and other players via live streams and share wishes for good luck and congratulations, show off your betting and prediction skills, as well as you will be able to see the stats of past results.

How to Play Real Money Baccarat Games?

Baccarat is a game of chance played around a table with cards. The stakes are taken by a croupier using two game mats. In a nutshell, the goal of the game is simple: manage to accumulate a sum of 9 using the cards in hand.

So the only thing you need is… to know how to add two simple numbers! Playing Baccarat online is no different from playing baccarat in land-based casinos.

Online Baccarat is therefore also made up of two game mats, one for the croupier (who represents the “bank” during the game) the other for the players as well as several decks of cards.

The object of the game is to accumulate a total of 9 points thanks to the value of the cards dealt by the dealer. This online card game is therefore an extremely simple to assimilate and play. In general, the winning hand is the one that scores 9 points or the closest value to this number, tens and picture cards are always equal zero. Ace cards equal one. Other cards equal their face value.

Playing real money baccarat online allows you to have a good time on the internet while having the possibility of winning good sums.

If you want to try your luck at this game or simply try to play baccarat on the internet without having to take any risks, we recommend that you test the game with many online casinos that offer to play baccarat for free on the internet.

Baccarat is played both in electronic mode and in live casino mode with a dealer!

Real Money Baccarat Games Rules

  • In real money baccarat games the player has to bet on the hand he thinks will win. The winning hand is the one whose total points are 9 or the number closest to that number.
  • After all players have placed their bets, the dealer deals two cards to the player and the banker.
  • In order to win, you must have bet on the hand that has a value close to nine, but it must not exceed this value.
  • If a player’s hand or a banker’s hand is at least 8 or 9, he has a “normal” hand.
  • When the point’s value of the opposite hand is less, the first hand wins and the results of the other cards do not count.
  • If neither hand is normal (having values ​​less than 5), more cards are dealt to them.
  • Neither hand can exceed the max value of 9. When the sum of the cards is greater than 9, the second number will be the actual value of the hand. For example, if the sum of the cards in a hand is 16, then the value of the hand is (16 – 10) = 6 points. In other words, tens always must be subtracted.
  • Cards will always be dealt to the player’s hand first.

Real Money Baccarat Tips

The rules do not change from its virtual money version. The big difference is that you are playing for real money. This change will introduce you to the real game of baccarat. Its adrenaline, its decision-making, its strategies… In short, you will rediscover this card game with the challenge; Defeats like victories will have a particular taste!

You will weigh every action, you will know the doubt, the unanswered questions and the adrenaline rush when you uncover your cards and those of the dealer. The emotional lift with the limbo of defeat and the heights of joy… In short, the life of the baccarat player! To fully understand this new challenge, you will have to learn patience and choose one of the three strategies that we recommend here:


Patience should allow you to avoid a mistake common to many beginners to card games: not playing wrong and through. You must learn to throw your hands. In front of you, you will oppose the bank, which knows the game perfectly. Do not expect an error on its part. The bank won’t make playing mistakes like you might like to start on too weak a hand and bet on lady luck to win. Now that you are playing baccarat with your bankroll, you must play fair and always bet while minimizing the impact of luck as much as possible.

Protect Your Bankroll!

Be the protector of your bankroll! This advice is all the more useful if you plan to register for real money baccarat tournaments. Do not bet beyond your means and estimate the number of hands you can play with your bankroll. Better to play safe to play big when you have a strong enough hand to take the risk.

Learn to Be Aggressive at the Right Time!

Real money Baccarat will put your nerves to the test, but you will have to know how to impose yourself to challenge the croupier. In tournaments, it’s a way to pass the rounds at the top of the rankings and have a little largesse to try for shots. To be aggressive is not to jump into the mouth of the wolf. To be aggressive is to play strong hands without fear of losing. The fear of losing is also an enemy to fight. 

You Have to Be Observant & Responsive

Watch how other players play, what they play with, and how the bank reacts. Adapt your game and be quick to switch from defensive to offensive.

Variants of Baccarat

Whether you are a fan of land-based casinos or online casinos, Baccarat is a game of chance which, like many, can come in different variants. So if you want to vary the pleasures while continuing to bet on this game that fascinates you, know that the choice is great!

Between the “chemin de fer”, the “punto banco”, the “mini baccara”, the “baccarat en banque” and the “super pan nine”, you have not reached the end of the options. The different online casinos provide you with long hours of fun playing your favorite game online. To learn more about these game variants, we invite you to consult the list of baccarat variants and their game rules at our recommended casinos.

Let’s also remember live baccarat, which is played live from casinos or gaming studios, with a real croupier and real-time interactions.

What Is Live Baccarat?

With your real player account, you will give another dimension to your real money baccarat games. Web casinos offer a live casino lobby. The principle is simple. You connect to a live table with a real dealer playing live. It is all the more interesting for baccarat since you face it in this game. The live baccarat tables have many live statistics and gadgets like certain tables which offer you 6 cameras on which you can zap in order to change points of view. A chat allows you to chat with the other players at the table. You will be in the conditions of a real casino at a baccarat table without leaving your home.

Baccarat Tournaments

Many casinos regularly offer real money Baccarat tournaments. Tournaments are a good way to generate significant winnings, much larger than in a normal game.

As you know, we regularly update the list of online casinos that we consider to be the best, whether for the quality of the games they offer but also for their seriousness and their responsiveness to your requests.

Real Money Baccarat Strategies

Although the online baccarat game does not contain much room for decision-making and thinking, there are some strategies that you can apply to get more profits, namely:

Always bet on the banker’s hand!

You’ve probably heard the phrase “always bet on the banker’s hand,” but this isn’t just one of the most cited gambling quotes. In fact, betting on a banker is not only the easiest but also the safest baccarat strategy. Since the theoretical house edge over baccarat is 1.06%, the return on the bet at the banker’s hand is 98.94% which is of course an amazing rate.

Martingale system

Although roulette is always associated with the Martingale system, you can also apply this system to real money baccarat. This strategy assumes that if the player doubles his bet after each loss, he will get a profit that pays back all the previous losses. However, the risks of this strategy are clear that it can quickly run out of your gambling budget because you will have to double the value of your bets exponentially.

Fibonacci strategy

The Fibonacci strategy is a popular gambling system based on the famous Fibonacci sequence in which the next number is determined by adding the two previous numbers as follows: 1, 2, 3, 5, 8, 13, 21, 34, 55, etc.

Unlike the Martingale system, there is a great deal of math that goes into this strategy. This system is implemented as follows: for each bet you lose, you must increase the value of your next bet based on the sequence of numbers of the strategy. Then, continue like this until you win. Like the previous system, the Fibonacci system assumes that you will, inevitably, win at some point in order to recover all your previous losses and make a good profit margin.

Best Real Money Baccarat Casinos

After you have learned about the most important rules of baccarat, its advantages, how to play it and the most important tips that you must apply to get the highest possible profits, you will now definitely want to know the best casinos that offer a diverse and high-quality package of baccarat. In the next part our experts give you recommendations for the top 6 casinos that you can sign up for on your smartphone, tablet or computer.

We have tested these brands carefully and they have all the necessary guarantees and the transparency of the games so that you can play them with complete peace of mind. These online casinos all offer tables, live casinos and regular baccarat tournaments. Take advantage of the welcome bonuses to play for real money, but still free because it is offered by the casino. It’s still a way to play for free and thus see the differences in virtual player in real. Registration is fast. Just fill out a form, make a deposit and verify your player account. Wait for the green light from your casino to pocket your bonus. You enter the world of online gambling with hundreds of games available. Go to the table games lobby where the baccarat tables are located.

Galaxyno Casino

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Although Galaxyno Casino is primarily concerned with slot games, it has a great selection of online and live baccarat games. This casino was first launched in 2021 and holds the license of the Curaçao Gaming Commission. This commission is one of the leading watchdogs in the online gambling industry. Besides real money baccarat games, Galaxyno Casino also offers an excellent selection of slot games, roulette, blackjack and other great games. This site has a user friendly interface. Offers lucrative bonuses. Also, it supports many payment methods.

Fight Club Casino

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Fight Club Casino is one of the premium gambling sites available to New Zealand players. This site, in a short period of time, managed to have an army of loyal players around the world! In addition, the casino holds a Curaçao Gaming Control Board license. The casino offers a great selection of online and live baccarat games. Players get an unparalleled range of attractive rewards.

Joo Casino

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Joo Casino was launched a very short time ago. However, it gained great popularity among players from all over the world and in the New Zealand in particular. The casino offers an impressive range of baccarat games from top tier developers. New players at this casino get a great bonus of 100% deposit bonus up to a max of €200.

Bizzo Casino

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If you want to enjoy an exciting gaming experience in one of the Las Vegas casinos, you have to sign up for Bizzo Casino. This site has a great selection of live and RNG baccarat games that you can enjoy on all devices without exception.

Mr. Play Casino 

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Mr. Play is a casino that deserves the attention of all New Zealand players without exception. This casino holds the licenses of both the UKGC and the Malta Gaming Commission. This site offers a great and entertaining collection of games. In addition, there are great chances for all players to get a lot of incentives and rewards. There is also a VIP program dedicated to rewarding high rollers. The casino library includes a huge selection of online and live real money baccarat games that you can enjoy on your smartphone or desktop as well.

Regent Casino

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Although Regent casino is one of the newer sites on this list, it has managed to carve out a leading position among the top brands operating in the industry, due to the fact that it offers a wide range of high-quality casino games. This site holds the license of Curaçao Gaming Control Board. Also, it protects its players’ financial and personal data with the strongest protocols.

Live Baccarat on Mobile

In recent years, playing online baccarat on smartphones and tablets has become the general trend in the industry, simply because all players want to enjoy a comfortable and easy gaming experience from anywhere inside or outside their home! Therefore, all the online casinos have developed their platforms to be compatible with mobile devices. Also, the gaming companies have developed their products to fit the small screen of smartphones. The experience of playing mobile baccarat is not different from playing on the desktop, in both cases you will have the same fun and you will be able to use the same options easily. However, in order to enjoy the best possible gaming experience make sure that you have a stable internet connection. Also, you have to keep free space in the RAM and storage to enjoy the game without interruptions.

Online Baccarat Bonuses 

Since online baccarat games have become an integral part of any online casino, gambling sites are now offering more bonuses for these games. Among the most prominent offers that you can take advantage of are:

Welcome Bonuses

New players can get a lucrative welcome bonus on their first deposit, three deposits or even their first five deposits. You can use part of your welcome bonus to bet on baccarat games. However, it is important to read the conditions before accepting the offer.

Reload Bonuses

You can get a cash bonus on every new deposit you make. You can use this offer to bet on live baccarat games.

Cashback Offers

Most online casinos offer their players cash back offers on their losses from 5% to 25% at most. You can reuse these bonuses in playing real money baccarat and other casino games.

Seasonal Bonuses

Players can get bonuses from time to time on different occasions such as holidays and player’s birthday.

Tips for Choosing the Best real money Baccarat Casino

After we have discussed everything about real money baccarat games. Here we have to remind you of the most important standards that you should follow when evaluating baccarat casinos. In general, the casino must obtain the license of one of the well-known regulators such as: 

  • Malta Gaming Commission
  • UK Gambling Commission
  • Curaçao Gaming Control Board

It is also important that the casino implements the highest security measures by installing encryption protocols. Moreover, it is important for the casino to have a well-known reputation among the online players. The casino also has to offer a wide variety of games; The more variety, the better for everyone.

In addition, you should not forget about bonuses as it is a very competitive area among online casinos; Each casino strives to offer its players the largest and best selection of rewards. The casino should also offer a special platform for smartphones through which you can access all live real money baccarat games.

Fortunately, all these standards can be easily checked by the reviews that we provide to you on our website. In addition, you can verify this information by entering the casino platform.

FAQ About Real Money Baccarat

What is the difference between live baccarat and online baccarat?

There is no difference in the rules or the bets. The difference lies in the gameplay; Live baccarat players enjoy a real gaming experience transmitted from real casinos via live broadcasts. They can play against real dealers and other players from all over the world.

Do casinos offer baccarat bonuses?

Yes, many casinos offer special baccarat bonuses including welcome bonuses, reloads, cashback rewards, and other bonuses.

Can I contact the dealers for live baccarat games?

Yes, you can get in touch with dealers and other players via live chat.

Can I play live dealer baccarat for free?

No, online baccarat games and all other live games are available to play for real money only.

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